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Dangerous Driving Insurance
Covering DD10, DD40, DD60, DD80, DD90 conviction codes
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Stress-Free Quotes For Dangerous Driving Insurance
Affordable insurance for previous dangerous driving convictions
Mistakes can happen, but drivers who learn from driving errors and misjudgements often become the safest road users. First General helps convicted drivers safely get back on the roads with affordable and tailored dangerous driving insurance.
No more jumping through hoops
At First General, we make it easy to obtain budget-friendly insurance quotes to help you return safely to the roads. We know that some insurers will either refuse convicted drivers completely or make you jump through endless hoops to get a quote.
We recognise that having a conviction is often stressful enough, which is why we do the hard work for you to find the best dangerous driving insurance deals on the market. With our expertise with convicted drivers, we understand what you need, listen to your individual circumstances and then assess our panel of specialist insurance providers to bring you the best deals. No more refusals, no more exorbitant fees.
Fair, affordable cover
We understand that dangerous driving is a serious conviction, but we do believe in second chances too. This is why we work with specific insurers who will not refuse a convicted driver. Moreover, these insurers are those who fairly recognise the risk and provide honest, reasonable quotes to ensure getting back behind the wheel and proving that you’re a safe driver is easy and affordable.
If you’ve found it a challenge to get insurance after a dangerous driving conviction, speak to the First General team, who will quickly work to understand your unique requirements and then search the market for the best deals.
No judgement, no hoop-jumping, just hassle-free, no-obligation quotes to find the best cover for your needs.
Can you find car insurance with a dangerous driving conviction?
A dangerous driving conviction can stay on your licence for four years after the date of the conviction. As you are required to declare convictions to insurance providers, it can be a challenge to find insurance for this period and even after this timeframe too.
It is not uncommon for insurers to refuse convicted drivers or make their quotes unaffordably expensive. However, you can find insurance with a dangerous driving conviction with First General.
We focus specifically on convicted driver insurance to help those with previous dangerous driving convictions to receive competitive quotes. We don’t believe drivers should be rejected simply because of a previous conviction, so we work with a select insurance panel that does not reject convicted drivers.
So if you’re finding obtaining competitive insurance quotes a challenge, First General are here to offer stress-free quotes.
Insurance for DD conviction codes DD10 DD40 DD60 DD80 DD90
Dangerous driving can cover multiple convictions; each will come with a different penalty code. Some of the common conviction codes that can occur with dangerous driving include:
DD10 – where a person causes a serious injury through dangerous driving. This conviction covers a huge range of events and different injuries. In this instance, what may count as dangerous driving could be being distracted at the wheel, speeding or falling asleep while driving. The conviction may lead to between three and eleven points on your licence, depending on the incident.
DD40 – This conviction covers reckless driving, which could cover driving a vehicle that is not in a safe, road-friendly state or driving in a way that falls below the standards of how a safe and competent driver would operate the vehicle. A DD40 conviction often occurs when the driver has caused property damage or an injury to any person while driving recklessly.
Again, a DD40 conviction will remain for four years and can also lead to points on your licence.
DD60 – A DD60 conviction can have vastly different outcomes depending on the severity of the incident. This type of conviction occurs when a person commits manslaughter while driving a vehicle. A DD60 may result in a driving ban, which may be a lifelong ban or prison sentence. It can also result in points on your licence.
DD80 – A DD80 conviction occurs when an individual causes death through dangerous driving. A DD80 conviction will last for at least four years, but there may be more penalties depending on the severity of the incident. This type of conviction may occur if an individual is speeding, for example, or distracted behind the wheel.
DD90 – Another dangerous driving conviction is a DD90 which is code for furious driving. This can be a common conviction for younger drivers who partake in road racing. Like other DD codes, this can lead to between three and eleven points on your licence and remains on a driving licence for four years.
These are just some of the common conviction codes for dangerous driving, but other reasons that an individual may receive a dangerous driving conviction include driving too fast or driving while being unfit or distracted. You can also receive a dangerous driving conviction if you are aware that the vehicle you’re driving has a dangerous fault, could be a danger to others or has an unsafe load.
With a dangerous driving conviction, it is possible to receive a driving disqualification, lifetime ban and prison sentence.
However, if you are allowed to drive after a conviction, then First General can support you with dangerous driving insurance.
How to get dangerous driving insurance?
Insurers will consider those with a dangerous driving conviction as high risk; this means the insurance premiums can be high. We work with specialist insurers and offer solutions that can help to lower the risk and the premiums. For example, dashcam insurance can help to lower premiums for dangerous driving convictions and can help to keep the vehicle safe too.
To discuss your options and the way to obtain car insurance that works for your requirements, chat with our team or request your free quote.