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Affordable Car & Van Insurance
Great deals on Car and Van Insurance covering drivers with convcitions, ex-offenders and scrap & waste.
Specialist motor insurance with unbeatable value
First General is a top-rated and award winning insurance provider designed to help you find the best deal for specialist insurance requirements.
Trusted, Expert Advice
Cost-saving solutions
Personalised & Tailored
Free, No-Obligation Quotes
Fast, Responsive Support
Find the right insurance for you with First General
We believe in second chances. We offer insurance for those even if they have been refused quotes from other providers. No judgement, no astronomical premiums, just friendly advisors with tailored, cost-effective insurance policies for:
Convicted Drivers:
If you’ve received a driving conviction, it can be challenging to obtain insurance. First General takes the stress away by offering specialist insurance for convicted drivers, helping you get back on the road after a motoring conviction. With policies suited to a vast range of UK conviction driving codes, we can help you find the best deal.
Dangerous Driving Insurance:
A dangerous driving endorsement can stay on your licence for four years, making insurance difficult to find. First General offer specialist insurance for dangerous driving convictions such as DD10, DD40, DD60, DD80 and DD90. Speak to First General for competitive dangerous driving insurance quotes.
Drivers With 9+ Points:
A mistake and misjudgement or two can quickly mean that drivers can accumulate points. However, drivers with nine or more penalty points may find it difficult to gain insurance quotes. First General make it stress-free and simple to obtain affordable driver with points insurance.
Drink And Drug Driving Insurance:
Drink or drug driving convictions can be serious. As a result, insurers can class drink/drug drivers as high risk and hike up premiums and put driving out of reach for many. First General help drivers with a drink or drug driving conviction to find affordable insurance with cost-saving strategies to create budget-friendly quotes.
Totting Up Insurance:
A TT99 penalty code is when an individual receives a driving ban from accumulating 12 or more points within a three-year period. After receiving a totting up ban, drivers are desperate to get back on the road, but finding insurance can be tricky. First General offers specialist TT99 insurance to get drivers safely back on the road with affordable car insurance.
Non-Motoring Conviction Insurance:
Even if you have a conviction that doesn’t relate at all to your driving ability and safety on the roads, insurers can deem all convictions as high risk. Specialist non-motoring conviction insurance understands your unique situation. First General can search the market to find the cheapest specialist quotes for drivers with current or past non-motoring convictions.
Scrap Metal Van Insurance:
Offering waste removal, recycling services, or scrap metal collection relies on vehicles for their livelihood. However, being out on the roads with such a profession comes with a unique set of risks. First General work with a bespoke panel of insurers who understand the needs of a scrap metal business and provide cost-effective insurance quotes to keep scrap metal and waste removal businesses on the roads.
Insurance That Gets You Back Behind The Wheel
We don’t believe insurance should be prohibitively expensive because of a mistake. We work closely with our clients and insurance panel to do what we can to keep car insurance affordable and within reach regardless of your circumstances. Our advisors are here to help with cost-saving insurance strategies such as:
Third Party, Fully Comprehensive Or Third Party, Fire And Theft:
We’ll talk you through the different options and the costs for each and help you find the deals which offer the best value for your needs.
Understanding Voluntary Excess:
Raising your voluntary excess can help to lower insurance premiums. If you’re not sure how high to go or what you could be saving, First General will talk you through the options and find the best deal for what you are financially able to contribute.
Policies To Bring Costs Down:
First General work with providers that offer specific policies that can help to lower your risk as a driver, which can bring the cost down. Telematics, also known as black box insurance and dashcam policies, may be options to explore to help build up time behind the wheel to lower your premiums in the future.
Finance schemes:
It is often more cost-effective to pay for car insurance annually, but if that’s out of reach, First General offer budget-friendly finance schemes with super-low deposits that can help you secure insurance at a price that works for you.